:/2ÿ )ñHd 1$&%*ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿ,ñ'MONTHLY INCOME AND EXPENDITURE BUDGETñ'£ per monthñ'Income (Whole household)%ñ'Earnings from work (after tax) ñ%ñ'Partners' earnings (after tax) ññ 'Maintenance paid to you ñ ñ 'Income from lodgers ñ ñ 'Income from investments ñ *ñ 'Income from state or other pensions ñ )ñ 'Partners' pensions or other income ñ ñ'Child benefit ññ'Child tax credit ñ,ñ'Disability, housing or other benefits ññ'Any other income ññ'Total incomeñ €ô¿€þ¿P$ñ'Expenditure (whole household)ñ'Rent/Mortgage ñ)ñ'Other secured loans (2nd mortgage) ññ'Council tax ññ'House Insurance ñ"ñ'Repairs or home maintenance ññ'Life insurance ññ'Gas or other heating ññ'Electricity ñ ñ'Water ññ 'Telephone ñ ñ!'Mobile phone ñ!ñ"'TV Licence ñ"ñ#'Sky or cable TV ñ#ñ$'Court orders or fines ñ$ ñ%'Maintenance/child support ñ%ñ&'Pension contributions ñ&ñ''HP agreements ñ'ñ('Car petrol ñ(ñ)'Car tax ñ)ñ*'Car insurance ñ*ñ+'Car maintenance ñ+ñ,'Parking costs ñ,ñ-'Public transport ñ-ñ.'Food & Drink ñ.ñ/'Other shopping items ñ/ñ0'Clothing ñ0ñ1'Childcare ñ1 ñ2'School costs/pocket money ñ2ñ3'Healthcare/dentist ñ3 ñ4'Pets ñ4 ñ5'Social ñ5ñ6'Smoking ñ6ñ8'Total Expenditureñ8 €ß¿€ÿ¿P5ñ:'Net monthly surplus of income over expenditureñ: €Ù¿€þ¿